These engines are fitted with an effective oil cooler on the right hand side of the block. It uses the engine coolant.
The 4BD1T was not fitted with an intercooler. They had various turbos from IHI or Garrett, depending upon the year, but none (in stock form) produced boost pressure that particularly warranted an intercooler.
However when tuned up an intercooler will help. Boost pressure will depend on what turbo you choose and how much the fuel is turned up.
John
Land Rover with 1989 Isuzu 4BD1T and MXA-6R gearbox